Product Highlights

A+ Rated Data Analytics. During the past three years, the healthcare industry has seen a surge in professional liability verdicts in excess of $50 million. Pro-Praxis understands the dynamics of a litigious environment coupled with a morphing healthcare industry. For every risk, they are constantly thinking of ways to use loss trends and other data points to improve the pricing and terms of our insurance product. Whether our insured is a solo practitioner or a nationally recognized teaching hospital, clients should expect coverage tailored to their specific needs.


Excess Healthcare Professional Liability protects healthcare institutions, physicians, and surgeons from catastrophic litigation arising out of their professional services. The coverage can be expanded to provide excess liability insurance above general, auto, and employers' liability as well as other casualty insurance.

Our broad definition of Clinical Research Professional Services includes:

  • Medical professional services
  • Manufacturing, designing, handling or distribution of a drug or device in a clinical trial
  • Pre-clinical services
  • Quality assurance
  • Protocol design
  • Participant recruiting
  • Consulting
  • Market evaluation
  • Data management
  • Medical writing
  • Audit and regulatory advisory services

Eligible Risks

Excess Healthcare Professional Liability:

  • Multihospital systems, integrated delivery systems, general acute care, and specialty hospitals of any size
  • Individual physicians/surgeons and physician groups of any size

Eligible Risks

Clinical Research Professional Services:

  • Independent Research Sites (IRSs)
  • Contract Research Organizations (CROs)
  • Site Management Organizations (SMOs)
  • Institutional Review Boards (IRBs)
  • Data Management Safety Boards (DSMBs)
  • NFP Research Institutes
  • Trial Sponsors/Biotech Firms (Less than $50M budgets)
business partners

Scope of Coverage

Excess Healthcare Professional Liability:

  • Claims-made professional liability
  • Excess casualty coverage follows form of occurrence or claims-made coverage
  • Policy forms include lead umbrella, follow-form excess as well as reinsurance for captives
  • Limits up to $10 million
  • Minimum attachment of $1 million
  • Full Prior Acts coverage available to eligible risks
  • Standalone tail coverage offered on a select basis

Clinical Research Professional Services:

  • Claims-made professional liability
  • Claims-made or Occurrence General Liability
  • Deductibles from $0
  • Limits up to $10 million
  • Primary and excess placements
  • Follow Form Available (above select Lead Markets)


About Pro-Praxis

Pro-Praxis logo

Pro-Praxis Insurance is an underwriting management firm, capitalized by the Cooper Gay-Swett & Crawford Group. Their underwriters specialize in addressing the unique risks associated with the healthcare industry. They understand our insureds' business, allowing them to niche the niche and tailor insurance programs specific to the needs of our insureds.


  • Veteran claim managers with decades of medical-professional liability experience
  • Premier local defense attorneys with proven medical-professional liability expertise inside and outside of the courtroom
  • 24/7 Claims reporting is available at:

Handling claims in the specialized medical-professional liability arena requires a high level of experience and technical competency. The dedicated staff selected to handle your claims are claim management experts, trained and licensed in numerous jurisdictions, and specialists in professional liability.