Product Highlights
Pro-Praxis Senior Living Underwriters, a division of CRC Programs and CRC Group, is a highly experienced and client-focused managing general underwriter (MGU) servicing the insurance needs of the senior living industry and providing comprehensive solutions for senior living facilities. Our insurance products are supported by effective risk management and results-driven claims handling.
Scope of Coverage
A sampling of policy inclusions available include:
Professional and general liability
- Occurrence- and claims-made forms
- Separate towers for professional and general liability
- Per location aggregate
- First dollar, deductible and SIR programs
- Punitive damages coverage
- “Good Samaritan” coverage for medical directors
- Barbers and beauticians as insureds
- Enhancement endorsement sub-limits include:
- Damage to personal property
- Evacuation expense
- Super bug clean up
- HIPAA reimbursement
- Crisis costs
- Disciplinary proceedings
Excess/umbrella liability
- Excess limits up to $5,000,000 (higher limits available upon request)
- Follow form sexual and physical abuse coverage
Property
- Admitted insurer
- Comprehensive property form, including:
- Equipment breakdown
- Crime
- Flood and earthquake
- Inland marine
- Enhancement endorsement
- First dollar, deductible and SIR Programs
Business auto
- Limits to $1,000,000 CSL
Overview
Pro-Praxis program coverage is available for senior living facilities in all 50 states, subject to the specific product limitations in certain states and venues, and includes:
- Professional and general liability
- Excess/umbrella liability
- Profit and not-for-profit senior living facilities
- Property
- Business auto
Contacts
About Propraxis
Pro-Praxis Insurance is an underwriting management firm, capitalized by the Cooper Gay-Swett & Crawford Group. Our underwriters specialize in addressing the unique risks associated with the healthcare industry. We understand our insureds' business, allowing us to niche the niche and tailor insurance programs specific to their needs.
Support
- Risk management services
- 24/7 claims reporting is available at: fsreportaloss@nationwide.com
Nationwide's dedicated claims team has the experience and technical
expertise in numerous jurisdictions to manage professional liability claims and complex
litigation. Our committed claims team works proactively to complete a thorough
investigation of every claim and provides aggressive defense to protect your
assets.
Products underwritten by Nationwide Mutual Insurance Company and Affiliated Companies.
Not all Nationwide affiliated companies are mutual companies, and not all Nationwide
members are insured by a mutual company. Subject to underwriting guidelines, review and
approval. Products and discounts not available to all persons in all states. Certain
property-casualty coverages may be provided by a surplus lines insurer. Surplus lines
insurers do not generally participate in state guaranty funds, and insureds are
therefore not protected by such funds. Home Office: One Nationwide Plaza, Columbus, OH.
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